| National Association of REALTORS® www.realtor.org Real Estate Industry News and Articles www.rismedia.com realtytimes.com www.inman.com Freddie Mac www.freddiemac.com Credit and FICO Scores www.myfico.com Credit Reporting www.transunion.com www.equifax.com www.experian.com Worldwide ERC – formerly Employee Relocation Council www.worldwideerc.org Consumer Confidence Index – The Conference Board www.conference-board.org/economics/consumerConfidence.cfm Real Estate Settlement Procedures Act (RESPA) www.fdic.gov/regulations/laws/rules/6500-2520.html U.S. Department of Housing and Urban Development 451 7th Street S.W. Washington, DC 20410 http://portal.hud.gov/portal/page/portal/HUD HUD Approved Condos National Association of Homebuilders www.nahb.org Environmental Protection Agency www.epa.gov US Department of Energy www.eere.energy.gov PATH- Previously the Partnership for Advancing Technology in Housing www.pathnet.org/ FNMA Foreclosure Site www.homepath.com FNMA Home Affordable Foreclosure Alternatives (HAFA) program is now available. Borrower and Servicer materials for HAFA program Making Home Affordable The Making Home Affordable Program announced on March 4 , 2009 includes Fannie Mae Affordable Refinance options and the Home Affordable Modification Program. The information can be obtained at www.efanniemae.com/sf/mha/index.jsp or www.MakingHomeAffordable.gov. Fannie Mae Homes for Sale Fannie Mae-owned properties offer great affordable housing opportunities, with up to 97% financing for select properties through HomePath® financing options. Visit www.HomePath.com or Learn about HomePath Financing . Fannie Mae Loan Lookup The Fannie Mae Loan Lookup helps borrowers determine whether Fannie Mae is the investor on their mortgage. Visit Fannie Mae Loan Lookup and Borrower FAQs. Fannie Mae Email News Financial Stability Plan This website provides an overview of the U.S. Treasury Department's Financial Stability Plan, including press announcements on the second lien program and foreclosure alternatives for short sales. Visit www.financialstability.gov. Second Lien Program On April 28, 2009, the U.S. Treasury Department announced a Second Lien Program so that when a Home Affordable Modification is initiated on a first lien, servicers participating in the Second Lien Program will automatically reduce payments on the associated second lien according to a pre-set protocol. Visit www.financialstability.gov/latest/pr04_28.html. Foreclosure Alternatives and Home Price Decline Payments On May 14, 2009, the U.S. Treasury Department announced new details on Foreclosure Alternatives and Home Price Decline Payments. The Foreclosure Alternatives are meant to prevent costly foreclosures by providing incentives for servicers and borrowers to pursue short sales and deeds-in-lieu of foreclosure in cases where a borrower is eligible for a MHA modification, but unable to complete the modification process. Visit www.financialstability.gov/latest/tg_05142009. Designations & Certifications CRS: Council of Residential Specialists www.CRS.com Certified Residential Specialist (CRS) - Arizona Chapter http://www.associationsites.com/main-pub.cfm?usr=ArizonaCRS GRI: Graduate REALTOR® Institute www.REALTOR.org/GRI e-PRO® http://epronar.com/ SFR: Short Sales and Foreclosure Resource Certification www.realtorSFR.org At Home With Diversity® www.REALTOR.org/Diversity CIPS: Certified International Property specialist www.REALTOR.org/global
RSPS: Resort & Second-Home Property Specialist www.REALTOR.org/resort
NAR’s Green Designation www.GreenREsourceCouncil.org ABR®: Accredited Buyer’s Representative www.REBAC.net Introduction to Real Estate Auction: Elective for the ABR www.REALTOR.org/auction SRES®: Seniors Real Estate Specialist® www.seniorsrealestate.com CRE: Counselors of Real Estate www.CRE.org PMN: Performance Management Network www.WCR.org REPA: Real Estate Professional Assistant www.professional-assistant.com CRB: Council of Real Estate Brokerage Managers www.CRB.com CCIM Institute: Certified Commercial Investment Member www.CCIM.com Certified Commercial Investment Member (CCIM) – Central Arizona Chapter http://chapters.ccim.com/centralarizona GAA: General Accredited Appraiser www.REALTOR.org/appraisal RAA: Residential Accredited Appraiser www.REALTOR.org/appraisal ALC: Accredited Land Consultant www.RLILand.com CPM®: Certified Property Manager ACoM: Accredited Commercial Manager ARM®: Accredited Residential Manager® AMO®: Accredited Management Organization® www.IREM.org |